2024 Annual Report (released April 2025)

2024 Complete Annual Report (372 pgs)

Chairman and CEO letter to shareholders (58 pgs)

Letters to shareholders from Line of Business CEOs, Chief Operating Officer and Head of Corporate Responsibility (21pgs)

Financial Highlights (1 pg)

Management's discussion and analysis (118 pgs)

Consolidated financial statements and Notes and Supplementary information (166 pgs)

Corporate data and shareholder information (4 pgs)

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2025 Proxy Statement

2025 Proxy Statement (109 pgs)

2025 Proxy Supplemental Presentation (17 pgs)

Response to Glass Lewis Report (2 pgs)

Response to ISS Report (2 pgs)

2023 Annual Report (released April 2024)

2023 Complete Annual Report (364 pgs)

Chairman and CEO letter to shareholders (60 pgs)

Line of Business CEO letters to shareholders (19 pgs)

Financial Highlights (1 pg)

Management's discussion and analysis (116 pgs)

Consolidated financial statements and Notes and Supplementary information (160 pgs)

Corporate data and shareholder information (4 pgs)

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2024 Proxy Statement

2024 Proxy Statement (128 pgs)

2024 Proxy Supplemental Presentation (20 pgs)

Response to Glass Lewis Report (4 pgs)

Response to ISS Report (4 pgs)

2022 Annual Report (released April 2023)

2022 Complete Annual Report (328 pgs)

Chairman and CEO letter to shareholders (42 pgs)

Line of Business CEO letters to shareholders (17 pgs)

Financial Highlights (1 pg)

Management's discussion and analysis (111 pgs)

Consolidated financial statements and Notes and Supplementary information (149 pgs)

Corporate data and shareholder information (4 pgs)

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2023 Proxy Statement

2023 Proxy Statement (122 pgs)

2023 Proxy Supplemental Presentation (16 pgs)

Response to Glass Lewis Report (3 pgs)

Response to ISS Report (4 pgs)

Response to ISS Recommendation FOR Say on Pay (2 pgs)

2021 Annual Report (released April 2022)

2021 Complete Annual Report (340 pgs)

Chairman and CEO letter to shareholders (46 pgs)

Line of Business CEO letters to shareholders (17 pgs)

Financial highlights (1 pg)

Management's discussion and analysis (112 pgs)

Consolidated financial statements and Notes and Supplementary information (156 pgs)

Corporate data and shareholder information (4 pgs)

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2022 Proxy Statement

2022 Proxy Statement (119 pgs)

2022 Proxy Supplemental Materials (13 pgs)

Response to Glass Lewis Report

2022 Proxy Supplemental Presentation (17 pgs)

2020 Annual Report (released April 2021)

2020 Complete Annual Report (360 pgs)

Chairman and CEO letter to shareholders (66)

Line of Business CEO letters to shareholders (17)

Financial highlights (1 pg)

Management's discussion and analysis (114 pgs)

Consolidated financial statements and Notes and Supplementary information (154 pgs)

Corporate data and shareholder information (4 pgs)

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2021 Proxy Statement

2021 Proxy Statement (132 pgs)

2021 Proxy Supplemental Materials (20 pgs)

2019 Annual Report (released April 2020)

2019 Complete Annual Report (308 pgs)

Chairman and CEO letter to shareholders (22)

Line of Business CEO letters to shareholders (17)

Financial highlights (1 pg)

Management's discussion and analysis (102 pgs)

Consolidated financial statements and Notes and Supplementary information (158 pgs)

Corporate data and shareholder information (4 pgs)

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2020 Proxy Statement

2020 Proxy Statement (128 pgs)

2020 Proxy Supplemental Materials (20 pgs)

2018 Annual Report

2018 Complete Annual Report (336 pgs)

Chairman and CEO letter to shareholders (50 pgs)

Line of Business CEO letters to shareholders (17 pgs)

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Financial highlights (1 pg)

Management's discussion and analysis (108 pgs)

Consolidated financial statements and Notes and Supplementary information (152 pgs)

Corporate data and shareholder information (4 pgs)

2019 Proxy Statement

2019 Proxy Statement (113 pgs)

2019 Proxy Supplemental Materials (22 pgs)

2017 Annual Report

2017 Complete Annual Report (324 pgs)

Chairman and CEO letter to shareholders (46 pgs)

Line of Business CEO letters to shareholders (17 pgs)

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Financial highlights (1 pg)

Management's discussion and analysis (108 pgs)

Consolidated financial statements and Notes and Supplementary information (144 pgs)

Corporate data and shareholder information (4 pgs)

2018 Proxy Statement

2018 Proxy Statement (140 pgs)

2018 Proxy Supplemental Materials (26 pgs)

2016 Annual Report

2016 Complete Annual Report (328 pgs)

Chairman and CEO letter to shareholders (45 pgs)

Line of Business CEO letters to shareholders (22 pg)

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Financial highlights (1 pg)

Management's discussion and analysis (105 pgs)

Consolidated financial statements and Notes and Supplementary information (147 pgs)

Corporate data and shareholder information (4 pgs)

2017 Proxy Statement

2017 Proxy Statemen t (112 pgs)

2017 Proxy Supplemental Materials (25 pgs)

2015 Annual Report

2015 Complete Annual Report (332 pgs)

Chairman and CEO letter to shareholders (50 pg)

Line of Business CEO letters to shareholders (21 pg)

Financial highlights (1 pg)

Management's discussion and analysis (108 pgs)

Consolidated financial statements and Notes and Supplementary information (142 pgs)

Corporate data and shareholder information (4 pgs)

2016 Proxy Statement

Download PDF (124 pgs)

Proxy Supplemental Materials (20 pgs)

2014 Annual Report

2014 Complete Annual Report (320 pgs)

Chairman and CEO letter to shareholders (38 pg)

Line of Business CEO letters to shareholders (21 pg)

Financial highlights (1 pg)

Management's discussion and analysis (106 pgs)

Consolidated financial statements and Notes and Supplementary information (142 pgs)

Corporate data and shareholder information (4 pgs)

2015 Proxy Statement

Download PDF (124 pgs)

Proxy Supplemental Materials

2013 Annual Report

2013 Complete Annual Report (344 pgs)

Chairman and CEO letter to shareholders (31 pgs)

Line of Business CEO letters to shareholders (20 pgs)

Financial highlights (1 pgs)

Management's discussion and analysis (120 pgs)

Consolidated financial statements and Notes and Supplementary information (164 pgs)

Corporate data and shareholder information (4 pgs)

2014 Proxy Statement

Download PDF (92 pgs)

Proxy Supplemental Materials (20 pgs)

2012 Annual Report

2012 Complete Annual Report (332 pgs)

Chairman and CEO letter to shareholders (29 pgs)

Line of Business CEO letters to shareholders (20 pgs)

Financial highlights (1 pgs)

Management's discussion and analysis (122 pgs)

Consolidated financial statements and Notes (150 pgs)

Corporate data and shareholder information (5 pgs)

2013 Proxy Statement

Download (84 pgs)

Letter to Shareholders (7 pgs)

2011 Annual Report

2011 Complete Annual Report (320 pgs)

Chairman and CEO letter to shareholders (38 pgs)

Line of Business CEO letters to shareholders (21 pgs)

Financial highlights (1 pg)

Management's discussion and analysis (114 pgs)

Consolidated financial statements and Notes (136 pgs)

Corporate data and shareholder information (6 pgs)

2012 Proxy Statement

Download (72 pgs)

Proxy Supplemental Materials (28 pgs)

2010 Annual Report

2010 Complete Annual Report (308 pgs)

Chairman and CEO letter to shareholders (32 pgs)

Line of Business CEO letters to shareholders (15 pgs)

Financial highlights (1 pg)

Management's discussion and analysis (105 pgs)

Consolidated financial statements and Notes (146 pgs)

Corporate data and shareholder information (4 pgs)

2011 Proxy Statement

Download (72 pgs)

Financial highlights (1 pg)

Our businesses (7 pgs)

Management's discussion and analysis (97 pgs)

Consolidated financial statements and Notes (105 pgs)

Corporate data and shareholder information (4 pgs)

2010 Proxy Statement

Download (60 pgs)

2008 Complete Annual Report (240 pgs)

Letter to shareholders (28 pgs)

Financial highlights (1 pg)

Our businesses (7 pgs)

Management's discussion and analysis (89 pgs)

Consolidated financial statements and Notes (105 pgs)

Corporate data and shareholder information (4 pgs)

2009 Proxy Statement

Download (48 pgs)

2007 Complete Annual Report (192 pgs)

Letter to shareholders (15 pgs)

Financial highlights and trends (2 pgs)

Leadership team and our businesses (8 pgs)

Management's discussion and analysis (69 pgs)

Consolidated financial statements and Notes (77 pgs)

Corporate data and shareholder information (6 pgs)

2008 Proxy Statement

Download (56 pgs)

2006 Complete Annual Report (156 pgs)

Letter to shareholders (12 pgs)

Financial highlights and trends (2 pgs)

Our brands and businesses (7 pgs)

Management's discussion and analysis (65 pgs)

Consolidated financial statements and Notes (55 pgs)

Corporate data and shareholder information (6 pgs)

2007 Proxy Statement

Download (48 pgs)

2005 Complete Annual Report (144 pgs)

Letter to shareholders (12 pgs)

Financial highlights (1 pg)

Our brands and businesses (7 pgs)

Management's discussion and analysis (64 pgs)

Consolidated financial statements and Notes (51 pgs)

Corporate data and shareholder information (6 pgs)

Governance (1 pg)

2006 Proxy Statement

2006 Proxy

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