Want to unlock more business? We designed our Miscellaneous Professional Liability (MPL) insurance product with efficiency in mind.
MPL is available exclusively through At-Bay’s Broker Platform alongside our Cyber and Tech E&O products, making it quick and easy to get quotes for multiple lines of business. Plus, the dynamic MPL application offers a seamless digital experience so you can get bindable terms in the shortest amount of time.
Here’s how to get an MPL quote on At-Bay’s Broker Platform in as few as two minutes:
First,
log in
to your Broker Platform account or
create one
if you haven’t already. This will open your personal dashboard, where you can start an MPL application.
In the box to the right labeled
Start New Quote
, click the “Product” dropdown and choose “MPL.”
Enter the name of the business in the “Company Name” box. Below that, you have the option to enter the website URL, which is helpful if you also plan to quote
Cyber
or
Tech E&O
.
Press
Next
to begin the application.
In the first section, provide general information about the applicant, such as address and previous fiscal year-end revenue.
Then, select the service(s) for which the applicant needs MPL coverage. There is no limit to the number of services you can include, and
At-Bay’s MPL appetite
includes more than 90 diverse business classes.
Take note: Because this application is dynamic, additional questions may populate depending on revenue and industry risk.
In the following section, answer two Yes/No questions about the applicant’s claims history.
If you answer “Yes” to either claims question, the application will automatically populate follow-up questions to gather more information.
Finally, provide information about policy retroactive dates.
If there is no retroactive date that needs to be matched, select “No.”
If the applicant has an MPL policy currently in effect for which a retroactive date needs to be matched, select “Yes.” When you bind the policy, you will need to submit a copy of the expiring declarations page or endorsements proving the current retroactive date and limits.
If a retroactive date needs to be matched but you answer “No” to this question, you will need to return to the Broker Platform dashboard and complete a new MPL submission.
After answering all questions on the application, click
Submit
at the bottom of the page. Within minutes, three auto-quote options will generate.
You can click the down arrow by each auto-quote option to review forms and sublimits.
If any items in your application need to be reviewed further, you will automatically be referred to an underwriter who will reach out via email. You can also contact your underwriter if you need to adjust a policy’s sublimits.
Based on your application, you may also qualify for our Cyber and/or Tech E&O products. If so, you can quickly answer a few more questions to get auto-quotes for these.
When you’re ready, click the
Bind
button to the right of the option you want to bind.
Set the policy’s effective dates and, if you answered “Yes” to the question about policy retroactive dates, enter the retroactive date and attach the required documentation. Request the applicant’s e-signature or upload a signed application, then click
Bind Option
to bind the policy.
Ready to quote MPL with At-Bay? Sign in to the
Broker Platform
and start an application!
Log in to Broker Platform
At-Bay Insurance Services LLC (“At-Bay”) is a property and casualty insurance agency and surplus lines broker licensed in all fifty states and the District of Columbia. At-Bay offers coverage underwritten by admitted and non-admitted insurers. Coverage may not be available in all jurisdictions. All coverage is subject to policy terms, conditions and exclusions.